25 Ways to Save Money Today


  1. Make the coffee at home.
  2. Use Gas Buddy or a similar app to save money on gasoline.
  3. Drink the coffee at work.
  4. Brown bag it.
  5. Think about your routine and change it if it involves spending money mindlessly (I’m talking to you, Mr. Gym Rat Who Buys Cold Drinks Every Day).
  6. Avoid the convenience store like a plague. See coffee tips above.
  7. Shop for loss leaders, the ridiculously cheap sale items on the front page of the grocery flyer.
  8. Shop around the perimeter of the grocery store, avoiding the center aisles where the processed snacky crap lies in wait.
  9. Politely decline the office betting pool/lingerie party invite/buy-a-calendar-for-my-kid’s-soccer-team opportunities that come your way.
  10. Order water with your meal at the restaurant. Pass on the Irish Coffee at the end.
  11. Use coupons or take advantage of special daily deals if you’re eating out.
  12. Go to a nice restaurant for lunch, instead of dinner.
  13. Stay away from stores. Especially stores where you tend to spend money mindlessly.
  14. Be That Guy who orders a soda instead of a mixed drink.
  15. Take advantage of free stuff whenever the universe sends it your way.
  16. Invite friends over for potluck and game night instead of springing for dinner and a movie out.
  17. Convince your children that the library is by far the coolest place on earth, because it is. And you can get tons of free stuff there, including movies, books, and entertainment.
  18. Do something for yourself that you usually outsource: mow the lawn yourself, bake a birthday cake instead of buying one, fix the sinker-thingie in the toilet and see if that fixes the problem before you call the plumber.
  19. Avoid the free samples at Costco. No, really. You’re just lying to yourself when you say that you’ll go there and just enjoy the samples without buying a thing. You and I both know you’ll come home with enough toilet paper to cover the White House when the next occupant gets in there. Just, no.
  20. Look for free stuff to do in the community, especially if you have kids.
  21. Fire your gym. What can you do for fitness that’s cheap or free? Can you replace the gym experience? I’m currently watching Craigslist for some cheap free weights in order to fire my gym. My goal is to pay two months worth of gym-rent to eliminate all gym-rent in the future.
  22. Make a list of everything you didn’t spend that day. Try to beat your total tomorrow. You get bonus points if you talk to your Significant Spousal Or Other Unit into doing it too, and you totally score if you end up getting to gloat because you saved more.
  23. Go one full day without spending money.
  24. Spend the time you would’ve spent mindlessly consuming Doritos while watching tv doing something else—like researching side gigs that will make you more money, or making a kick-ass grocery list, or investing in your kid by teaching her about money. You save on Doritos and you reap future financial benefits (hey, you don’t want to be eating cat food in your retirement, and teaching your kid how to manage her money means she can support you in comfort instead of kitty chow.)
  25. Join those loyalty clubs at the grocery store, pharmacy, and at restaurants you frequent. You can get free stuff that way or at least save some bucks on specials. If all else fails, you can laugh at the very idea of spending that money.
  26. And one special bonus: Teach, mentor, help, or give. The universe has a way of bringing acts of kindness back to you. I’m not saying you do good stuff just to see what you get back financially. I’m just saying.



Author: 25percentsolution

Follow me on Twitter @25pctsolution.

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