Here are 5 tips to help you save money in 5 areas.
Save money on groceries:
- Shop the perimeters.
- Buy a block of cheese on sale for grating.
- Go with the store-brand.
- Don’t buy stuff you can make from scratch with ease (I’m talking about you, fancy rice mixes!)
- Weigh the pre-packaged produce and buy the heaviest “2-pound bag” you can find.
Save money on pets:
- BEFORE you add a pet to the family, always take into account special expenses needed by your baby: grooming, medical issues common to that type of animal, extra equipment like crates, litter boxes, and kitty condos, etc.
- Don’t skimp on quality food.
- Exercise is cheap medicine.
- Investigage pet insurance or set up an escrow account for emergencies.
- Be your pet’s favorite toy. Sure, you want to buy some fun goodies for your fur baby, but no pet needs a toybox full.
Save money by cooking at home:
- Plan your meals around loss leaders.
- Cook extra for lunches and quick meals.
- Cook double amounts and freeze extra meals for days when you need to eat, fast, and you don’t want to shell out money for pizza delivery.
- Make soups and stews to use up leftovers.
- Check out allrecipes.com and cooks.com for recipes as well as reviews of the recipes. You can even plug in the ingredients you have on hand for ideas on what to make. For foodies and aspiring foodies: seriouseats.com .
Save money on entertainment:
- Go free! Visit a park and commune with nature, toss a Frisbee, or delight your dog with a scenic walk.
- Board Game Night: cheap, easy, and fun.
- Have friends over for dinner—either plan an old-fashioned dinner party or ask everyone to bring a dish.
- Check out Groupon for “Things to Do” and look for deep discounts on fun stuff.
- If you live near a college or university, enjoy the free or low-cost cultural opportunities: concerts and recitals, plays and shows, special events.
Save money on auto insurance:
- Price check! Always shop your policy annually.
- Get quotes from an independent agent (they represent many companies) as well as a “captive” agent (they represent only one company).
- Mind your deductibles—having high deductibles saves you money on insurance, but be sure you have the ability to meet those deductibles.
- Do not skimp on liability insurance—your financial future is at stake.
- Ask about discounts: good student discounts, AARP Safety Class discounts, more-drivers-than-cars discounts, safe driver discounts, and multi-car discounts can all save you money.